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Published May 31, 2025

Understanding the Texas Homestead Exemption

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Written by Matt Bowles

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Save Money and Protect Your Home with This Powerful Tax Benefit

If you own your primary residence in Texas, the homestead exemption is one of the most valuable tools available to you. At Texas Homeownership Group, we always make sure our clients know how to take full advantage of this benefit.

What Is the Homestead Exemption?The Texas Homestead Exemption reduces the taxable value of your home. That means you pay less in property taxes—sometimes saving hundreds, even thousands, of dollars per year.

Most homeowners qualify for:
  • A $100,000 school tax exemption (as of 2023 legislation)
  • Additional local or county exemptions depending on where you live
Why Protest Your Property Taxes Annually

Texas uses market values to assess your property taxes, which can lead to higher-than-necessary tax bills—especially in fast-appreciating markets. That’s why we recommend:
  • Filing your homestead exemption immediately after closing
  • Protesting your tax assessment each year (especially if your home’s value seems inflated)
We help our clients review comps and market data to challenge over-assessments.

Want help? Our team at Texas Homeownership Group is always happy to walk you through filing, protesting, or understanding your options.

Let us help!  Texas Homeownership Group

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Homeownership

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San Antonio, Ben Kinney Team San Antonio, Wealth Building, Homestead Exemption, Texas Homeownership Group, Homeownership, Keller Williams Heritage
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Brandon Ramirez

Founder | Real Estate Advisor | Texas Homeownership Group | Keller Williams Heritage

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