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HomeownershipPublished May 31, 2025
Understanding the Texas Homestead Exemption

Save Money and Protect Your Home with This Powerful Tax Benefit
If you own your primary residence in Texas, the homestead exemption is one of the most valuable tools available to you. At Texas Homeownership Group, we always make sure our clients know how to take full advantage of this benefit.
What Is the Homestead Exemption?The Texas Homestead Exemption reduces the taxable value of your home. That means you pay less in property taxes—sometimes saving hundreds, even thousands, of dollars per year.
Most homeowners qualify for:
If you own your primary residence in Texas, the homestead exemption is one of the most valuable tools available to you. At Texas Homeownership Group, we always make sure our clients know how to take full advantage of this benefit.
What Is the Homestead Exemption?The Texas Homestead Exemption reduces the taxable value of your home. That means you pay less in property taxes—sometimes saving hundreds, even thousands, of dollars per year.
Most homeowners qualify for:
- A $100,000 school tax exemption (as of 2023 legislation)
- Additional local or county exemptions depending on where you live
Why Protest Your Property Taxes Annually
Texas uses market values to assess your property taxes, which can lead to higher-than-necessary tax bills—especially in fast-appreciating markets. That’s why we recommend:
Texas uses market values to assess your property taxes, which can lead to higher-than-necessary tax bills—especially in fast-appreciating markets. That’s why we recommend:
- Filing your homestead exemption immediately after closing
- Protesting your tax assessment each year (especially if your home’s value seems inflated)
We help our clients review comps and market data to challenge over-assessments.
Want help? Our team at Texas Homeownership Group is always happy to walk you through filing, protesting, or understanding your options.
Let us help! Texas Homeownership Group
Want help? Our team at Texas Homeownership Group is always happy to walk you through filing, protesting, or understanding your options.
Let us help! Texas Homeownership Group